Associate Director, Asset Management, Real Estate and Housing

Associate Director, Asset Management - Real Estate and Housing: A Strategic Opportunity

For ambitious professionals in the Real Estate and Housing finance sector, this Associate Director role within Lloyds Banking Group's Asset Management team presents a compelling career advancement. Managing a substantial £20bn+ loan portfolio, this position offers a significant platform to influence and grow within a dynamic financial institution.

Key Advantages for Aspiring Candidates:

• Strategic Portfolio Ownership: Take direct responsibility for a commercial real estate (CRE) portfolio, ensuring its optimal performance, proactive risk management, and alignment with the bank's strategic objectives. This is a chance to make a tangible impact on a significant asset base.
• End-to-End Loan Lifecycle Management: Gain comprehensive experience across the entire loan lifecycle, from initial close through to refinance. This includes managing critical events such as consents, extensions, refinancings, and covenant amendments, providing a holistic understanding of asset management.
• Client-Facing Engagement: Play a crucial role in delivering exceptional client experiences. You will engage directly with clients on loan and risk-related matters, fostering strong relationships and collaborating closely with Coverage colleagues.
• Influence and Change Management: This role extends beyond traditional asset management. You will actively support change initiatives, driving process enhancements, system adoption, and improving portfolio reporting. Representing Asset Management in CIB-wide projects offers exposure to broader strategic decisions and the opportunity to influence outcomes.
• Data-Driven Insights: Leverage your data analysis and manipulation skills to enhance portfolio reporting and develop meaningful Key Performance Indicators (KPIs). This analytical component is vital for identifying early warning signs of credit deterioration and informing strategic recommendations.
• Career Development and Coaching: With line management experience and a passion for developing others, you'll contribute to team growth while also benefiting from Lloyds Banking Group's strong commitment to ongoing personal and professional development.
• Flexible Working Environment: The role embraces flexible working, offering a hybrid model that combines office-based collaboration with the flexibility of remote work. This allows for a better work-life balance.

Key Considerations for Your Career Path:

• Robust Financial Acumen: A strong foundation in Real Estate finance or a related sector is essential. This includes expertise in financial analysis, credit report writing, LMA documentation, and risk management.
• Advanced Technical Skills: Proficiency in advanced Excel and financial modelling is a prerequisite. Your ability to extract and interpret data will be critical to success.
• Communication and Presentation Skills: Excellent written and verbal communication are paramount. You must be confident in presenting to CIB committees and engaging effectively with clients and senior stakeholders.
• Adaptability and Prioritization: The ability to manage priorities effectively in a fast-paced, collaborative environment is key. You'll be juggling multiple responsibilities and projects simultaneously.
• Desirable Sector Knowledge: While not strictly required, experience in portfolio management, risk mitigation strategies, or specific knowledge of the Housebuilder or Housing sector would be advantageous.
• Commitment to Diversity and Inclusion: Lloyds Banking Group has a strong focus on creating an inclusive workplace. Candidates who value diversity and are committed to fostering an inclusive culture will thrive.

This Associate Director position is more than just a job; it's an opportunity to shape the future of real estate finance within a leading banking group. If you are a motivated and skilled professional looking to make a significant impact, and you are driven by a desire to help Britain prosper, this role offers a rewarding and dynamic career path.