Product Owner - Embedded Finance

End Date Friday 11 July 2025 Salary Range £59,850 - £66,500 We support flexible working – click here for more information on flexible working options Flexible Working Options Hybrid Working, Job Share Job Description Summary Role responsibilities • Leading agile events and ceremonies in line with Platform Change Framework (PCF) principles, championing adherence to the Platform Change Framework • Display ownership, resilience, and creativity in solving problems and overcoming blockers • Define user-stories and acceptance criteria to meet customer needs • Work with Customer Journey Managers to analyse user stories for customer journey improvements • Prioritise, refine, and manage Team Product backlog • Accountable for end-to-end product change governance (e.g., “Your Change Framework”) and Business Readiness activities (e.g., training and comms, testing and readiness for implementation) for respective features, journeys, or technology components. Note: POs are accountable but activities to be delivered by the whole ‘team’ • Work with Integrators when change is complex, spanning multiple Platforms • Input into overall Product vision and Product roadmap, working with senior PO • Support development of Team OKRs and provide product performance and benefits realisation data • Implement development frameworks for their area, coach, and mentor others in the organisation • Deliver outcomes by managing others and working within established systems (PCF) • Uncover emerging issues and needs, identifies potential causes, related issues, key stakeholders, and barriers • Analyse and evaluate the feasibility/relevance of proposed financial products, develop and amend as necessary with guidance from senior colleagues Job Description JOB TITLE: Product Owner - Embedded Finance LOCATION: Chester or Leeds HOURS: Full time WORKING PATTERN: Hybrid, 40% (or two days) in one of our office hubs mentioned above About the role Here in the Embedded Finance team, we're a start-up business within Consumer Lending tasked with building out propositions that solve customers’ financial needs, when they arise and wherever they are. We want to tackle problems for existing franchise customers as well as those new to franchise, using outstanding LBG capabilities in ways that are co-ordinated into customers’ existing lifestyles. We’re bold and innovative in our use of data and technology in putting customers first, creating world-class customer experiences, to build balanced and long-term business models, adding to Group capabilities overall. We continually test and iterate for growth and insights. We seek people with a desire to learn, an ability to build thought-partnerships with a broad range of specialists across functions, and the patience and resilience to implement strategies that will evolve with changing customer, market, and regulatory contexts. The purpose of the Product Owner is the overall ownership of a specific product which contains features, journeys, or technology components. This role is responsible for overseeing the release of incremental value within a specific product feature or technology component, with the primary aim of delivering value to customers and stakeholders by ensuring the team focuses on the right priorities. What you’ll need: Drive, enthusiasm and the confidence to take the initiative Strong Collaborator skills - using personal impact and positioning to build and sustain long-term relationships. Resolving conflict, building consensus, and influencing good outcomes Strong problem-solving skills – demonstrated by an ability to identify, analyse and solve complex issues efficiently and effectively. You’ll be capable of applying logical thinking and innovative approaches to overcome challenges and deliver practical solutions Excellent communication skills – proficient in conveying complex ideas clearly and concisely, both in written and verbal formats. Able to tailor communication style to diverse audiences, ensuring clarity and understanding Good knowledge and experience of implementing of agile frameworks, scrum or kanban Excellent working knowledge and understanding of Atlassian suite, (Jira/Jira Align/Confluence) Strong working knowledge of Platform Change Framework and experience implementing its principles and practices Planning, Tracking, Reporting & Governance - Communicate regular updates to key stakeholders while resolving high priority issues affecting delivery, by making work visible in Jira. Using experience to address critical risks/issues/dependencies, taking responsibility for critical issues while ensuring resolution within agreed timescales And you'll influence positively - demonstrating the right values and behaviours and encouraging this in team members The skills and confidence to build effective and high trust relationships quickly and broadly across the wider organisation About working for us Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms We want our people to feel that they belong and can be their best, regardless of background, identity, or culture We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative And it why we especially welcome applications from under-represented groups We’re disability confident. So, if you’d like reasonable adjustments to be made to our recruitment processes, just let us know We also offer a wide-ranging benefits package, which includes A generous pension contribution of up to 15% An annual bonus award, subject to Group performance Share schemes including free shares Benefits you can adapt to your lifestyle, such as discounted shopping 30 days’ holiday, with bank holidays on top, and option to purchase 5 more days A range of wellbeing initiatives and generous parental leave policies Want to do amazing work, that interesting and makes a difference to millions of people? Join our journey! At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop. We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.