Senior Credit Analyst – Embedded Finance reference: 140566

We are pleased to review the Senior Credit Analyst position within the Embedded Finance Credit Risk team, a role offering a compelling opportunity for motivated and analytically-minded professionals to make a significant impact.

This position is ideally suited for individuals eager to contribute to the strategic oversight and implementation of credit risk strategies in a dynamic and evolving financial landscape. The embedded finance sector is experiencing rapid growth, and this role places you at the forefront of shaping responsible lending practices for new business propositions.

Key Advantages for Candidates:

• Strategic Impact: You will be instrumental in designing, implementing, and overseeing credit risk strategies, directly influencing the company's lending decisions and portfolio performance. This is an opportunity to drive meaningful change.
• Career Growth and Development: The role emphasizes continuous learning and development, with opportunities to mentor junior team members and stay abreast of industry and regulatory advancements. The company's commitment to helping Britain prosper suggests a culture that supports individual growth alongside business objectives.
• Flexible Working: The availability of hybrid working arrangements (40% in office) and specific flexible working options, such as job sharing, demonstrates a commitment to work-life balance and accommodating diverse needs.
• Inclusive Culture: The organization champions diversity and inclusion, with a proven track record of implementing initiatives to support a wide range of colleagues. This fosters an environment where individuals can thrive and be their authentic selves.
• Comprehensive Benefits: A competitive salary range (£43,803 - £48,670) is complemented by a generous benefits package, including pension contributions, share schemes, holiday allowance, and various wellbeing initiatives, providing a strong foundation for financial and personal security.

Key Considerations for Candidates:

• Analytical Prowess: A strong foundation in numerate skills is essential. Candidates should be comfortable manipulating and interrogating data using tools such as SAS, SQL, and advanced Excel.
• Problem-Solving Abilities: The role requires a proven ability to tackle complex data challenges, derive clear insights, and translate them into actionable business solutions.
• Technical Expertise: Practical experience with analytical software and coding (SAS, SQL) is a prerequisite. Proficiency in Microsoft Office, particularly Excel and PowerPoint, is also expected.
• Communication Skills: The ability to articulate complex information clearly and effectively to diverse audiences, both verbally and non-verbally, is crucial for building relationships and presenting insights.
• Adaptability and Proactiveness: Given the fast-paced environment and evolving business propositions, candidates must be self-starters, well-organized, and adaptable to changing priorities, demonstrating a growth mindset.
• Credit Risk Knowledge (Advantageous): While not strictly mandatory, prior experience in retail banking credit risk, particularly in developing and overseeing credit strategies, would be a significant asset.

This Senior Credit Analyst role presents an exciting pathway for individuals looking to advance their careers in credit risk within a forward-thinking and inclusive organization. It offers the chance to contribute to crucial strategic decisions, benefit from a supportive work environment, and be part of a company with a clear purpose.