Credit Risk Strategy Analyst

Opportunity Overview: Credit Risk Strategy Analyst - Barclays Payments Small Business Issuing

Are you a driven analytical professional with a passion for safeguarding financial health and optimizing business performance? Barclays Payments is seeking a talented Credit Risk Strategy Analyst to join their dynamic team, focusing on the crucial Small Business Issuing portfolio. This is an exciting opportunity to leverage your analytical prowess to directly impact profitability, mitigate risk, and contribute to the growth of a significant business segment.

This role offers a compelling blend of strategic thinking and hands-on data analysis. You will be instrumental in developing, optimizing, and monitoring credit risk strategies, ensuring the portfolio operates within defined risk appetites. Your insights will be critical in identifying opportunities for improvement and driving sound decision-making.

Key Advantages for Your Career Path:

• Strategic Impact: Directly influence the profitability and growth of Barclays Payments' Small Business Issuing portfolio by shaping credit risk strategies. This is a chance to see your analytical work translate into tangible business outcomes.
• Deep Dive into Credit Risk: Gain extensive experience in a critical area of financial services. You'll develop a comprehensive understanding of credit risk principles, analysis, and mitigation techniques, building a strong foundation for future specialisation.
• Analytical Mastery: This role demands and rewards advanced analytical skills. You'll have the opportunity to hone your expertise in SAS, SQL, and Excel, and potentially expand your skillset with Python, tackling complex business problems with data.
• Continuous Improvement Culture: Be part of an environment that encourages and rewards continuous improvement. You'll be empowered to identify and recommend enhancements to existing processes and strategies, fostering innovation.
• Exposure to Diverse Stakeholders: This position involves partnering with various functions and business areas, allowing you to build a valuable network and enhance your communication and influencing skills.
• Career Development: Whether you aspire to leadership or deep technical expertise, this role provides a clear path. Individual contributors will develop specialized knowledge and act as advisors, while those with leadership potential will be guided by Barclays' LEAD behaviours.
• Location Flexibility: The opportunity is available in either London or Northampton, offering choices to suit your preferences.

Key Considerations for Candidates:

• Analytical Rigor is Paramount: A strong foundation in analytical techniques and a genuine passion for data are essential. Be prepared to demonstrate how you use data to solve complex business challenges.
• Technical Proficiency Required: Advanced skills in SAS and SQL are non-negotiable for this role. Proficiency in Excel is also expected.
• Credit Risk Background is a Strong Plus: While not strictly mandatory, a background in credit risk will provide a significant advantage, allowing you to hit the ground running and quickly contribute to strategic initiatives.
• Educational Background: A degree in Statistics, Mathematics, or Operational Research is advantageous and may strengthen your application.
• Adaptability and Problem-Solving: You'll need to be adept at making evaluative judgments, paying close attention to detail, and resolving problems by identifying and applying solutions based on your technical experience.
• Alignment with Barclays Values: Successful candidates will embody the Barclays Values of Respect, Integrity, Service, Excellence, and Stewardship, alongside the Barclays Mindset of Empower, Challenge, and Drive.

This Credit Risk Strategy Analyst role at Barclays Payments is more than just a job; it's a platform for growth and significant impact within a leading financial institution. If you are a results-oriented analyst with a keen eye for risk and a desire to contribute to strategic success, we encourage you to explore this compelling opportunity.