Product Manager, Lending & Working Capital Invoice Finance Product

End Date Thursday 20 March 2025 Salary Range £0 - £0 We support flexible working – click here for more information on flexible working options Flexible Working Options Flexibility in when hours are worked, Hybrid Working, Job Share Job Description Summary . Job Description JOB TITLE: Product Manager, Lending & Working Capital Invoice Finance Product LOCATION: Jellicoe House, Southampton & Banbury Brookhill Way SALARY: £76,464 to £84,960 HOURS: Full Time WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, in one our offices. About this opportunity We currently have an exciting opportunity for a Product Manager to join our engaging and collaborative Invoice Finance Product Team. We have a clear purpose and role in Helping Britain Prosper, funding businesses working capital to support our clients drive, growth and risk management whilst delivering on our lending growth objectives and improving the control environment. The team plays an exciting role in the delivery of our strategy, financial commitments, effective risk management and customer experience. With accountability for Invoice Finance across both our Business & Commercial Banking (BCB) and Corporate & Institutional Banking (CIB) business divisions. A product specialist who uses their expertise to support supports senior leadership and more junior peers in product development and management to deliver strong outcomes for the breadth of Clients in the Group's commercial portfolio. Collaborates with others under senior guidance in product management, governance, development and strategy. This role supports the management and development of the product set whilst acting as a source of expertise to provide advice and guidance to colleagues & stakeholders. Leading various activities to optimise client outcomes, key lending growth enablers, product performance, profit & balance sheet objectives through pricing, product design, distribution, promotion & governance. This role will provide you with an excellent opportunity to showcase your talent and excel within the Group supporting complex activities, optimise client outcomes, product performance, profit and balance sheet objectives through promoting a strong risk & control environment and a strong governance culture. We’re recruiting the best people to work in our team and in return for your dedication, you’ll enjoy our commitment to your ongoing personal and professional development. As a valued member of our team, you can expect to be supported to grow and advance with the support of excellent active learning and progression opportunities. What you’ll be doing Identifies shortcomings, suggests improvements and implements approved revisions to current compliance processes, systems and procedures within assigned unit and/or discipline. Analyses key themes using data from a wide range of sources and identifies possible impacts on the business. Investigates standard and non-routines incidents and reports and provides expert advice to more senior colleagues while coordinating with all internal functions to facilitate effective implementation of compliance programmes to minimise risk exposures and ensure adherence with regulatory standards. Manages and delivers required outcomes for a portfolio of projects while reporting to senior colleagues. Delivers prescribed outcomes for a designated area, using risk management systems to ensure the organisation is not exposed to undue risks. Identifies and evaluates complex expertise-led solutions against a range of criteria to find the ones that best meet business needs. Develops and/or delivers a plan for significant aspects of the financial management and/or control process. Writes and edits materials for a variety of target populations, tailoring the tone and content to match the needs and expectations of each audience. Why Lloyds Banking Group? If you think all banks are the same, you’d be wrong. We’re an innovative, fast-changing business that shaping finance as a force for good. A bank that empowering its people to innovate, explore possibilities and grow with purpose. What we need from you Change management experience Ownership, management and improvement of E2E product journeys and experience Delivering a higher returning product through cost control, income growth and risk reduction Drive decisions through storytelling, accountability and stakeholder management Data led decision making Strong risk awareness, fraud prevention & product management Balance business & commercial needs through prioritisation and collaboration with relevant business teams Growth mindset with a lens on continuous improvement, process enhancements and client experience Highly collaborative and comfortable challenging and influencing key stakeholders About working for us Our focus is to ensure we're inclusive every day and build an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity or culture. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative. And it why we especially welcome applications from under-represented groups. We’re disability confident. So if you’d like reasonable adjustments to be made to our recruitment processes, just let us know. We also offer a wide-ranging benefits package, which includes: A generous pension contribution of up to 15% An annual performance-related bonus Share schemes including free shares Benefits you can adapt to your lifestyle, such as discounted shopping 30 days’ holiday, with bank holidays on top A range of wellbeing initiatives and generous parental leave policies If you’re excited by the thought of becoming part of our team, get in touch. We’d love to hear from you! At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop. We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference. With 320 years under our belt, we're used to change, and today is no different. Join us and help drive this change, shaping the future of finance whilst working at pace to deliver for our customers. Here, you'll do the best work of your career. Your impact will be amplified by our scale as you learn and develop, gaining skills for the future. Should you wish to contact us for any reason, please email us at: careers@lloydsbanking.com For more Flexible Working Options please use the free text search, e.g. job sharing, variable hours, to identify relevant matches.