Pricing & Analytics Embedded Finance Senior Analyst

End Date Sunday 23 March 2025 Salary Range £70,929 - £78,810 We support flexible working – click here for more information on flexible working options Flexible Working Options Hybrid Working, Job Share Job Description Summary . Job Description JOB TITLE: Pricing & Analytics Embedded Finance Senior Analyst LOCATION(S): Chester or London SALARY: From £59,850 for non-London. From £70,929 for London based colleagues. HOURS: Full time WORKING PATTERN: Hybrid, 40% (or two days) in an office site About the role This role is responsible for analysing and forecasting the financial performance of a range of Embedded Finance products. The valuation of customer offerings is essential in understanding the profitability of the Embedded Finance portfolio and will provide commercial insights into all aspects of customer engagement strategies. In addition, the ideal candidate would be an experienced analyst with data interrogation skills, driving meaningful insights across the customer journey to contribute to portfolio strategy and unlock growth opportunities. What you'll be doing Drive the Embedded Finance process from a valuation perspective, developing meaningful insights into segment performance by price point and demonstrating control over data processes. Provide valuations for pricing new products and price points to enable them to be brought to market, whilst ensuring sufficient control and governance to give a ‘best practice’ approach. Lead analytical projects to gain further insights into customer behaviors that contribute to key business decisions and unlock portfolio growth opportunities. Monitoring and updating financial valuations for new products to customers by customer behaviour type and seek agreement to our conclusions from colleagues in Pricing, Embedded Finance, Finance and Credit Risk. Support the data provision for valuations using SAS/SQL to create the data, crafting a series of reports and analytical works that will provide relevant insights into pricing/behavioural segment performance. Use our partnerships with colleagues in Finance, Credit Risk and Product Owners to build, monitor and update financial valuations for new and existing offers to customers by customer behaviour segment alongside driving data insights to support portfolio growth. What we're looking for A confident Senior Analyst - enthusiastic about solving problems and finding innovative ways to bring financial assessments to life. You'll have the ability to work independently and within a team of highly skilled and motivated analysts. You'll challenge the status quo and suggest new ways of doing things. You possess a mix of people skills, able to influence and work effectively with technical and non-technical audiences. Adept at asking intelligent questions, of yourself and others, and translating complex analysis into compelling stories and making light of the data Highly hard-working & initiative-taking with proven track record for engaging with a wide range of people Required Skills Excellent analytical ability with outstanding diligence and great numerical skills. Financial experience and profit and loss knowledge would be useful but not essential To be proficient in excel and understand sophisticated formulas to ensure spreadsheets are efficient and future proofed. Forecasting experience is required. You would have excellent communicating skills and be able to present succinct summaries of sophisticated pieces of work to senior management You should have experience handling and simplifying large volumes and the ability to utilise SQL/SAS via platforms such as GDW and LeMANs Show experience of working independently and setting key priorities for yourself Ideally you have financial services experience About us We’re on an exciting journey and there couldn’t be a better time to join us. The investments we’re making in our people, data, and technology are leading to innovative projects, fresh possibilities, and countless new ways for our people to work, learn, and thrive. About working for us Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want everyone to feel that they belong and can be their best, regardless of background, identity or culture. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative. And it why we especially welcome applications from under-represented groups. We’re disability confident. So, if you’d like reasonable adjustments to be made to our recruitment processes, just let us know. We also offer a wide-ranging benefits package, which includes: A generous pension contribution of up to 15% An annual bonus award, subject to Group performance Share schemes including free shares! Benefits you can adapt to your lifestyle, such as discounted shopping. 30 days’ holiday, with bank holidays on top A range of wellbeing initiatives and generous parental leave policies If you’re excited by the thought of becoming part of our team, get in touch. We’d love to hear from you. At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop. We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference. With 320 years under our belt, we're used to change, and today is no different. Join us and help drive this change, shaping the future of finance whilst working at pace to deliver for our customers. Here, you'll do the best work of your career. Your impact will be amplified by our scale as you learn and develop, gaining skills for the future. Should you wish to contact us for any reason, please email us at: careers@lloydsbanking.com For more Flexible Working Options please use the free text search, e.g. job sharing, variable hours, to identify relevant matches.