Product Manager, Commercialization (Card Acquiring)

This review provides an in-depth look at the Product Manager role within Citi's Spring by Citi team, offering insights for prospective candidates to assess its alignment with their career aspirations.

Opportunity Overview:

This Product Manager position places you at the forefront of a significant global financial institution, specifically within Citi's payment acceptance solution, Spring by Citi. The role is designed for individuals who are passionate about driving product strategy and execution within the dynamic payments landscape. You will be instrumental in shaping product plans, developing market strategies, and guiding products through their entire life cycle. This is a fantastic chance to contribute to a global organization dedicated to empowering growth and economic progress for its clients.

Key Advantages for Candidates:

• Global Impact and Exposure: Work with a global organization that impacts markets across EU+UK clusters and collaborates with international teams. This provides unparalleled exposure to diverse markets and cross-cultural collaboration.
• Strategic Product Ownership: Take ownership of the full product lifecycle, from roadmap development and launch to marketing and commercialization. You'll be directly involved in driving new product initiatives and achieving ambitious business goals.
• Client-Facing Expertise: Presenting solutions to clients as a subject matter expert, you'll hone your communication and presentation skills while gaining valuable experience in client relationship management and value proposition development.
• Driving Innovation: The role encourages leading innovation through collaboration with external partners and alliances, offering opportunities to develop cutting-edge products and manage strategic relationships.
• Competitive Landscape: You'll be at the heart of understanding market demands, technology trends, and the competitive field, allowing you to develop advanced solutions and maintain a competitive edge.
• Comprehensive Benefits Package: Citi offers a competitive salary, a generous holiday allowance, performance-related bonuses, private medical insurance, a pension plan, paid parental leave, employee discounts, and extensive learning and development resources.
• Hybrid Working Model: Benefit from a flexible work environment with a hybrid model allowing for a healthy work-life balance.
• Commitment to Diversity and Inclusion: Citi is dedicated to fostering an inclusive workplace where everyone can thrive, ensuring a supportive and equitable environment for all employees.

Key Considerations for Your Career Path:

• Controlled Function Role: Be aware that this is a "Controlled Function" role as defined by the Central Bank of Ireland. This designation typically involves a higher level of scrutiny and responsibility related to regulatory compliance and risk management. Candidates should be comfortable with these expectations and possess a strong understanding of ethical conduct and regulatory adherence.
• Broad Experience Required: The role demands a broad range of experience in areas such as marketing, credit, acquisitions, product development, and analytics. Candidates should have a proven track record in product management, ideally within payments or cards, and possess strong analytical and problem-solving skills.
• Navigating Complexity: You will be expected to manage complex program roadmaps, drive cross-functional collaboration, and navigate intricate risk and regulatory approval processes. A proactive approach to identifying and mitigating obstacles will be crucial.
• Market and Client Research: A significant part of the role involves market research, understanding client needs, and developing product innovation roadmaps. Candidates who enjoy deep-diving into market dynamics and consumer behavior will find this aspect particularly rewarding.
• Financial Acumen: Driving product pricing and profitability, analyzing revenue growth, and managing expense goals are key responsibilities. A strong understanding of financial metrics and their impact on product success is essential.

Who Should Consider This Role:

This Product Manager position is ideal for ambitious professionals with a background in finance, particularly in payments or card products. If you are a strategic thinker, adept at stakeholder management, possess strong analytical capabilities, and are driven by the opportunity to shape and deliver impactful financial solutions on a global scale, this role offers a compelling trajectory for career advancement.