Underwriter - AVP - LONDON

This review provides an in-depth look at the Infrastructure Finance and Clean Energy Finance Underwriter (Associate Vice President) opportunity within the Integrated Credit Management (ICM) team. This role is designed for seasoned professionals looking to make a significant impact in credit risk management, specifically within the dynamic and crucial sectors of infrastructure and clean energy.

The ICM function plays a pivotal role in providing comprehensive, end-to-end credit underwriting, identification, measurement, management, and monitoring for wholesale credit risk across the enterprise. This specific Underwriter position within ICM-UW focuses on large and complex global relationships, demanding a high level of analytical rigor and strategic decision-making.

Key Advantages for Candidates:

• Specialized Expertise in Growing Sectors: This role offers the distinct advantage of specializing in Infrastructure Finance (IF) and Clean Energy Finance (CEF). These are rapidly expanding global markets with significant long-term growth potential, offering a chance to be at the forefront of critical development and sustainability initiatives.
• End-to-End Credit Ownership: Candidates will experience the full lifecycle of credit underwriting, from initial discussions with bankers and in-depth transaction diligence to the final production of credit memos and senior approval forums. This provides comprehensive exposure and deepens expertise.
• Global Impact and Complexity: The opportunity to cover diverse infrastructure assets globally means exposure to a wide range of projects, jurisdictions, and financial structures. This fosters a broad understanding of international finance and risk management.
• Influence and Strategic Contribution: The role requires guiding, influencing, and convincing stakeholders across various functional groups. This presents a strong opportunity to develop and hone advanced communication and diplomacy skills, directly impacting credit decisions and business strategy.
• Career Development and Mentorship: The position includes responsibilities such as providing backup support to management, leading projects, and mentoring junior Credit Officers. This offers leadership experience and the chance to contribute to the growth of future talent.
• Adoption of Best Practices: Candidates will be encouraged to adopt and implement leading practices in credit analysis, underwriting, and monitoring, ensuring they are working with the most current and effective methodologies in financial services.

Key Considerations for Candidates:

• Robust Analytical and Financial Acumen: A strong foundation in financial statement analysis, cash flow assessment, industry and geographical research, and complex business structures is essential. Candidates should be comfortable delving into intricate financial models and understanding the nuances of project finance and debt/tax equity structures.
• Deep Industry Knowledge: Proven experience (4-8 years) in infrastructure finance and/or clean energy finance underwriting, or a related financial services field, is a prerequisite. A solid understanding of the specific risks and opportunities within these sectors is crucial for success.
• Exceptional Communication and Interpersonal Skills: The ability to articulate complex financial analyses clearly and persuasively, both in writing and verbally, is paramount. Candidates must be adept at building relationships and collaborating effectively with internal teams (bankers, senior management) and potentially external parties.
• Proactive and Autonomous Work Ethic: While teamwork is valued, the role also requires the ability to work autonomously, manage multiple priorities, and meet deadlines in a fast-paced environment. Candidates should be self-starters with a strong sense of ownership.
• Commitment to Compliance and Risk Management: A thorough understanding and adherence to bank credit policies, regulatory requirements, and ethical judgment are non-negotiable. Candidates must demonstrate a commitment to safeguarding the firm's reputation and assets by applying sound risk assessment principles.
• Technical Proficiency: Proficiency in Microsoft Excel and Word, including the use of graphs, charts, and financial analysis software, is expected.

This Associate Vice President role represents a significant opportunity for experienced credit professionals seeking to deepen their expertise in specialized, high-impact financial sectors. It offers a platform for strategic influence, global exposure, and continuous professional growth within a critical risk management function.