Wholesale Credit Risk Product & Data Analyst

Opportunity Review: Data & Product Development Role within Citi's Enterprise Data Office

This role presents a compelling opportunity for data professionals looking to make a significant impact within a global financial institution. Situated within Citi's Enterprise Data Office, the position focuses on supporting Institutional Credit Management (ICM), a critical function responsible for end-to-end credit underwriting and risk management for wholesale credit businesses.

Candidates will be instrumental in shaping the future of portfolio, limits, and collateral target state processes and data capabilities across various business lines. This involves close collaboration with 1st line teams, technology partners, and individual business product teams, offering a broad and influential scope of work.

Advantages for Potential Candidates:

• Strategic Impact: You'll have the chance to influence and define strategic data and product roadmaps, directly contributing to the evolution of critical financial risk management processes.
• Stakeholder Engagement: The role offers extensive interaction with senior business stakeholders, providing invaluable experience in understanding complex business needs and translating them into actionable data-driven solutions.
• Cross-Functional Collaboration: Work closely with Risk, Product, and Technology teams, fostering a holistic understanding of the business and building strong professional networks across departments.
• Product Visionary Role: The opportunity to create a product vision and roadmap aligns with business priorities, allowing you to take ownership and drive innovation.
• Data & Analytics Expertise: Develop and leverage your skills in data analysis, visualization, and potentially programming languages like SQL and Python to derive meaningful insights and inform decision-making.
• Career Growth: This position provides a strong foundation for career advancement within data product management and development, particularly within the complex domain of credit risk.

Key Considerations for Your Career Path:

• Credit Risk Domain Knowledge: A strong understanding of credit risk is essential. Candidates who possess this expertise will find themselves well-positioned to leverage their existing knowledge and contribute effectively from day one. For those without direct credit risk experience, a willingness to learn and immerse yourself in this domain will be crucial for success.
• Data Visualization & BI Proficiency: Experience with tools like Tableau is highly valued. Candidates should be comfortable in manipulating and presenting data visually to effectively communicate insights to diverse audiences.
• End-to-End Project Delivery: The ability to manage and deliver projects from inception to completion is a core requirement. This includes strong analytical skills and the capacity to use tools like SQL and Python for data manipulation.
• Communication Skills: Presenting technical concepts to non-technical stakeholders is a vital aspect of this role. Candidates should possess excellent communication and presentation skills, with a knack for making complex information accessible.
• Proactive and Self-Motivated: In a fast-paced environment, a proactive, self-motivated approach to managing multiple priorities and identifying opportunities for improvement is key to thriving.
• Attention to Detail: A keen eye for detail and a robust process/analytic mindset are fundamental for ensuring the accuracy and effectiveness of data products and solutions.

This role offers a dynamic and challenging environment for individuals seeking to build a career in data product development within the financial services industry. By embracing the opportunities for strategic influence and cross-functional collaboration, candidates can significantly enhance their professional profile and contribute to the ongoing success of Citi's Institutional Credit Management operations.