Acquiring Credit Risk Strategy Analyst

Embark on a Strategic Career in Credit Risk: Acquiring Credit Risk Strategy Analyst Opportunity

Are you a strategic thinker with a passion for data and a knack for financial analysis? This Acquiring Credit Risk Strategy Analyst role presents a compelling opportunity to shape the future of credit risk management within a dynamic acquiring business. By leveraging your expertise, you will be instrumental in developing and executing data-driven strategies designed to optimize credit risk, minimize losses, and simultaneously fuel business growth. This position offers a unique blend of technical challenges and strategic influence, making it an excellent step for ambitious professionals looking to advance their careers.

Key Advantages for Your Career Path:

• Strategic Impact: Play a pivotal role in influencing key business decisions, from underwriting to portfolio monitoring. Your analysis and recommendations will directly impact the financial health and growth trajectory of the organization.
• Data-Driven Innovation: This role thrives on the application of advanced analytical techniques and cutting-edge tools. You'll have the opportunity to work with large datasets, implement sophisticated modeling techniques, and utilize leading data visualization platforms.
• Cross-Functional Collaboration: Engage with diverse teams across the business, honing your communication and stakeholder management skills. The ability to translate complex data insights into actionable business strategies will be highly valued and developed.
• Deep Industry Expertise: Gain invaluable experience in the intricacies of the financial services and payments acquiring sector, including merchant onboarding, settlement, chargebacks, and reserves. This specialized knowledge is highly sought after in the market.
• Career Progression: Whether you are an individual contributor driving complex analysis or a potential future leader, this role offers clear pathways for growth. The emphasis on mentorship, leadership behaviors, and developing new directions for projects provides a solid foundation for advancement.
• Professional Development: The role encourages the application and development of a broad range of skills, from technical proficiency in SQL, Python, and SAS to strategic thinking and an understanding of regulatory frameworks.

Key Considerations for Aspiring Candidates:

• Technical Prowess: A strong command of SQL, SAS, and Python is fundamental. Familiarity with data visualization tools like Tableau and experience with risk modeling techniques (PD/LGD/EAD, machine learning) are crucial.
• Analytical Acumen: Success hinges on your ability to perform rigorous data analysis, identify trends, and draw insightful conclusions. A keen eye for detail and robust problem-solving skills are essential.
• Strategic Balance: The ability to effectively balance the imperative of managing risk with the objective of enabling business growth is a critical competency for this role.
• Communication & Influence: Clearly articulating complex data insights to both technical and non-technical stakeholders, including senior leadership, is paramount.
• Industry Understanding: While desirable, a foundational understanding of financial acquiring dynamics and credit risk principles will set you apart.
• Regulatory Awareness: Knowledge of relevant regulations and industry standards (e.g., ERMF, Basel frameworks) is beneficial and may be assessed.

This position, located in Northampton, is an exceptional opportunity for individuals who are passionate about using data to drive strategic decisions in credit risk. If you are ready to contribute to a secure financial future and are eager to grow within a forward-thinking organization, we encourage you to explore this exciting prospect.