Loans Agency Transaction Manager

Citi Loan Agency Team: A Global Opportunity for Aspiring Finance Professionals

For ambitious professionals seeking a dynamic career at the nexus of global finance, the Citi Loan Agency Team presents a compelling opportunity. This role is designed for individuals who thrive on complex challenges, possess strong analytical acumen, and excel in clear, global communication. Joining Citi means becoming an integral part of an institution dedicated to fostering economic growth and serving as a trusted financial partner worldwide.

Understanding the Opportunity: Key Responsibilities and Skill Alignment

The core of this position lies within the Syndicated Loans Agency department, a critical component of Transaction Management. Successful candidates will engage directly with a diverse range of stakeholders, including arrangers, legal counsel, and internal business units. This involves a deep dive into the intricate details of loan and credit documentation, requiring keen analytical skills to provide essential feedback, suggest amendments, and ensure operational and legal adherence from an agent’s perspective.

Key activities include:

• Liaising with Stakeholders: Collaborating with arrangers, lawyers, and originating business areas on complex loan documentation.
• Providing Expert Guidance: Offering insights and feedback on draft documentation, attending crucial meetings to clarify agent responsibilities.
• Client and Business Support: Guiding clients and internal business units on transaction requirements and coordinating with diverse product partners.
• Operational Excellence: Ensuring conditions precedent to drawings are met and preparing summaries for Agency Operations.
• Portfolio Management: Overseeing individual loan portfolios, processing drawdowns, and interacting with various internal departments (Legal, Compliance, Tax, etc.).
• External Communication: Managing day-to-day queries and issues with borrowers, lenders, and Export Credit Agencies.
• Waiver and Amendment Management: Reviewing, negotiating, and managing all waiver and amendment requests, including potential Events of Default.
• Secondary Debt Trade Support: Reviewing and approving documentation for secondary debt trades and transfers.
• Team Mentorship: Providing guidance and assistance to junior team members.
• Record Keeping: Maintaining comprehensive records, including lender contact lists and hard/electronic filing systems.

What Sets This Role Apart: Advantages for Your Career Path

This position offers a significant platform for career advancement within a leading global financial institution. The advantages for candidates are multifaceted:

• Global Exposure: You will be at the forefront of international financial transactions, interacting with a diverse global client base.
• Comprehensive Skill Development: The role demands and cultivates a wide array of skills, including advanced analytical reasoning, meticulous problem-solving, sophisticated negotiation, and exceptional communication across cultures.
• Deep Industry Knowledge: Gaining in-depth understanding of syndicated loans, legal documentation, loan mechanics, deal structures, and fund flows within a wholesale lending context.
• Operational Mastery: Developing expertise in transaction capture, portfolio servicing, and the operational processes supporting wholesale lending.
• Career Growth Potential: Citi’s commitment to employee development means ample opportunities for learning and advancement, supported by extensive training resources.
• Mentorship Opportunities: The chance to develop leadership skills by guiding and assisting junior colleagues.

Key Considerations for Aspiring Candidates

To thrive in this role, candidates should possess a strong foundation and a proactive mindset. Essential qualifications include:

• Exceptional Communication & Interpersonal Skills: The ability to articulate complex information clearly and build strong relationships globally.
• Organizational Prowess: Working effectively under pressure, managing priorities, and delivering tasks with minimal supervision.
• Quantitative Skills: High proficiency in Excel and other Microsoft Office programs.
• Analytical & Problem-Solving Abilities: A keen eye for detail and the capacity to dissect complex issues and propose effective solutions.
• Client Relationship Management: A focus on understanding client needs and delivering solutions.

Additionally, candidates with the following experiences and attributes will find themselves particularly well-suited for this role:

• Experience in Global Teams: Prior work within large, global teams supporting wholesale lending in financial institutions.
• Wholesale Loan Product Knowledge: Familiarity with syndicated and bilateral loans, legal documentation, funding mechanics, and deal structures.
• Client-Facing Experience: Proven ability to work with clients under time constraints to facilitate transactions.
• Collaboration Skills: A strong track record of working effectively with team members, senior management, and other business constituents.
• Decision-Making Capabilities: The ability to make critical decisions, identify issues, escalate appropriately, and propose viable solutions.
• Multitasking Proficiency: Excellent organizational and time management skills to handle multiple priorities and follow up consistently with stakeholders.
• Regulatory Awareness: Understanding of corporate and regulatory policies relevant to lending.
• Operational Process Understanding: A deep grasp of operational processes that support wholesale lending.
• KPI-Driven Mindset: A focus on achieving and exceeding key operating standards within a metrics-driven environment.

What Citi Offers: A Supportive and Rewarding Environment

Citi is committed to making a positive financial and social impact, and this commitment extends to its employees. By joining Citi, you can expect:

• Competitive Compensation: A competitive base salary that is reviewed annually.
• Generous Benefits Package: Including a substantial holiday allowance (starting at 27 days plus bank holidays, increasing with tenure), private medical insurance, an Employee Assistance Program, a Pension Plan, and Paid Parental Leave.
• Performance-Based Rewards: A discretionary annual performance-related bonus.
• Work-Life Balance: A business casual workplace with a hybrid working model, allowing for up to 2 days of remote work per week.
• Employee Perks: Special discounts for employees, family, and friends.
• Learning and Development: Access to a wide array of resources to support continuous learning and professional growth.
• Inclusive Culture: A workplace where everyone feels empowered to bring their authentic selves to work, fostering an environment where talent is energized, motivated, and empowered to thrive.

This is more than just a job; it’s an invitation to grow your career at the heart of global finance. If you possess the required skills and are eager to contribute to a leading financial institution, this opportunity at Citi’s Loan Agency Team is worth exploring.