Associate, Real Estate & Housing Asset Management

This Associate, Real Estate & Housing Asset Management role presents a compelling opportunity for individuals looking to advance their careers in a dynamic and purpose-driven financial institution. The position is strategically located in London, Edinburgh, or Birmingham, offering flexibility through a hybrid working model that balances office presence with remote work.

Advantages for Potential Candidates:

• Meaningful Impact: This role offers the chance to be part of a team dedicated to managing loan portfolios within the Real Estate & Housing sector. You'll contribute to the bank's purpose of supporting the UK Housing market, which includes vital areas like Social Housing and Housebuilders. This is a significant opportunity for those seeking a career with a tangible positive impact.
• Client-Facing Experience: The position provides extensive experience in client relationship management, focusing on delivering excellent service throughout the loan lifecycle. You will be directly engaging with clients on various risk-related activities, enhancing your communication and negotiation skills.
• Comprehensive Skill Development: The responsibilities outlined, such as credit reporting, financial analysis, covenant compliance, and supporting transactional activity, will allow you to develop a robust skill set. You'll gain hands-on experience in credit risk assessment and portfolio management.
• Career Growth and Development: The organization places a strong emphasis on ongoing personal and professional development. This commitment translates into opportunities for learning and advancement, ensuring you can reach your full potential within the company.
• Inclusive Culture and Benefits: The employer fosters an inclusive environment that celebrates diversity and encourages individuals from all backgrounds to apply. Beyond a competitive salary and performance-related bonus, the comprehensive benefits package includes a generous pension contribution, share schemes, adaptable lifestyle benefits, ample holiday, and extensive wellbeing and parental leave policies.
• Flexible Working: The hybrid working model, requiring at least two days per week in the office, offers a structured approach to flexible working, allowing for a better work-life balance. Job sharing is also an available option, further enhancing flexibility.

Key Considerations for Candidates:

• Experience Requirements: While specific experience in Real Estate & Housing or client-level risk management is advantageous, a strong interest in the sector and proven ability to work with clients to meet their needs are essential. Candidates should highlight their experience in financial analysis, reporting, and stakeholder engagement.
• Analytical and Numerical Acumen: A strong aptitude for numbers, excellent attention to detail, and proficiency in Excel, including working with financial models, are critical for success in this role. The ability to interpret financial data and reports is paramount.
• Communication Skills: The capacity to communicate effectively across all levels and with diverse audiences, both verbally and in writing, is crucial. This includes the ability to present findings and recommendations clearly and concisely.
• Prioritization and Pace: The role requires the ability to manage multiple priorities in a fast-paced, team-oriented environment. Candidates should demonstrate their organizational skills and ability to thrive under pressure.
• Understanding of Credit Processes: Familiarity with credit risk submissions and processes will be beneficial. Candidates with experience in this area will have a distinct advantage.

This Associate role offers a promising trajectory for individuals seeking to build a rewarding career in asset management within the vital Real Estate & Housing sector. The combination of impactful work, comprehensive development opportunities, and a supportive, inclusive culture makes it an attractive prospect for ambitious professionals.