Wholesale Credit Product Manager, Liquidity Management Services (Vice-President) reference: 25918555

## Unlocking the Future of Payments: A Strategic Product Development Opportunity at Citi This role presents a compelling opportunity for seasoned product professionals looking to shape the future of global payments and liquidity management within a leading financial institution. Citi is making significant strategic investments in developing innovative solutions that empower clients to conduct transactions 24/7, at scale, and with enhanced financial agility. This position is central to that mission, focusing on the critical intersection of wholesale credit and real-time liquidity. ### Advantages for Your Career Path: * **Strategic Impact:** You will be at the forefront of a key strategic initiative, designing and driving the business strategy and governance for a globally consistent intraday credit facility application. This means your work will directly influence how clients manage their liquidity for seamless, real-time payments. * **Product Leadership:** This is a chance to act as an overall product manager, formulating and implementing cutting-edge solutions for Daylight Overdraft Limit (DOL) monitoring and management. You'll be instrumental in creating product visions, roadmaps, and driving the adoption of new offerings. * **Global Reach and Network:** You will have the opportunity to build a robust global network by collaborating with product managers, sales teams, operations, and technology partners across 97+ countries. This exposure will broaden your understanding of diverse market needs and operational complexities. * **Deep Dive into Liquidity and Payments:** Gain a comprehensive understanding of Citi's industry-leading liquidity products and how they enable clients to achieve their financial objectives. You'll also develop expertise in the intricate world of intraday payments and credit facilitation. * **Skill Development:** This role offers significant learning opportunities, including strategic planning, commercialization, market assessment, revenue and pricing analysis, budget management, and a deep dive into the technology development lifecycle. You'll hone strong project management skills and gain exposure to regulatory and compliance aspects of product management. * **Innovation and Transformation:** Be a driving force in a wholesale credit transformation initiative, contributing to the design and delivery of unified credit frameworks and ensuring optimal utilization of credit facilities and client structures. * **Cross-Functional Collaboration:** Work closely with diverse teams, including Risk, Legal, Compliance, Operations, and Technology, fostering strong partnerships and securing necessary approvals for program success. ### Key Considerations for Candidates: * **Strategic Vision & Execution:** The role requires a strong ability to think strategically, develop compelling product visions, and translate them into actionable roadmaps. You'll need to prioritize effectively and drive complex projects to completion. * **Interpersonal Influence:** Success in this position hinges on your ability to influence stakeholders across various levels, including senior management, without direct reporting lines. Strong communication and negotiation skills are essential. * **Adaptability & Problem-Solving:** The financial landscape is constantly evolving. Candidates must be self-aware, adaptable, and possess the ability to rapidly assimilate and report on complex information, while simultaneously creating a future vision. A "design thinking" approach to problem-solving will be invaluable. * **Product Management Expertise:** A strong foundation in product management is crucial. While knowledge of agile methodologies is a plus, demonstrated experience in product development, including market assessment, roadmap creation, and go-to-market strategies, is key. * **Domain Knowledge:** Familiarity with credit line management, cash management, liquidity management, client corporate treasury practices, and/or payments is highly advantageous. This will enable you to quickly grasp the nuances of the role and contribute effectively from the outset. * **Change Management:** As a change agent, you'll need to encourage and embrace innovative ideas and solutions, driving adoption and fostering a culture of continuous improvement. * **Teamwork & Motivation:** While independence and motivation are important, this role also requires a strong team-player mentality, contributing to a collaborative environment and supporting the collective success of the product development efforts. This is an exceptional opportunity to join a dynamic team at Citi and make a tangible impact on the future of global financial services. If you are a driven, strategic product leader eager to innovate and shape client experiences, this role offers a challenging yet rewarding path for your career growth.